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Tuesday, October 28, 2025
London Journal | The Voice of London
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    Billions wasted on migrant hotels as bungling Home Office sparks chaos and leaves communities under strain

    Billions wasted on migrant hotels as bungling Home Office sparks chaos and leaves communities under strain

    Lucy Powell WINS Labour deputy leader race in blow to Starmer – as she tells party ‘stop blaming migration’ like Farage

    Lucy Powell WINS Labour deputy leader race in blow to Starmer – as she tells party ‘stop blaming migration’ like Farage

    Grooming gang survivors demand Jess Phillips RESIGNS as safeguarding minister after ‘destroying trust’ in inquiry

    Grooming gang survivors demand Jess Phillips RESIGNS as safeguarding minister after ‘destroying trust’ in inquiry

    State-backed definition of ‘Islamophobia’ would undermine Britain’s counterterrorism and immigration laws, claims report

    State-backed definition of ‘Islamophobia’ would undermine Britain’s counterterrorism and immigration laws, claims report

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      Google promotes fake content to millions on Discover news platform

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      British Journalism Awards 2025: Finalists revealed

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      Are press trip freebies taxable income for freelances and influencers?

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        Haunting ancient well found ‘stuffed with bodies of Roman soldiers’ after battle 1,800 years ago

        Haunting ancient well found ‘stuffed with bodies of Roman soldiers’ after battle 1,800 years ago

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        New mystery in death of boxing legend’s son Arutro Gatti Jr, 17, as sister now insists he was murdered like his dad

        New mystery in death of boxing legend’s son Arutro Gatti Jr, 17, as sister now insists he was murdered like his dad

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        How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

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        Billions wasted on migrant hotels as bungling Home Office sparks chaos and leaves communities under strain

        Billions wasted on migrant hotels as bungling Home Office sparks chaos and leaves communities under strain

        Lucy Powell WINS Labour deputy leader race in blow to Starmer – as she tells party ‘stop blaming migration’ like Farage

        Lucy Powell WINS Labour deputy leader race in blow to Starmer – as she tells party ‘stop blaming migration’ like Farage

        Grooming gang survivors demand Jess Phillips RESIGNS as safeguarding minister after ‘destroying trust’ in inquiry

        Grooming gang survivors demand Jess Phillips RESIGNS as safeguarding minister after ‘destroying trust’ in inquiry

        State-backed definition of ‘Islamophobia’ would undermine Britain’s counterterrorism and immigration laws, claims report

        State-backed definition of ‘Islamophobia’ would undermine Britain’s counterterrorism and immigration laws, claims report

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        • Business
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          Google promotes fake content to millions on Discover news platform

          Google promotes fake content to millions on Discover news platform

          British Journalism Awards 2025: Finalists revealed

          British Journalism Awards 2025: Finalists revealed

          Are press trip freebies taxable income for freelances and influencers?

          Are press trip freebies taxable income for freelances and influencers?

          How affiliate content opens paths to new revenue opportunities

          How affiliate content opens paths to new revenue opportunities

          Trending Tags

          • Tech
            Cure for baldness breakthrough as scientists grow back thick hair on hairless mice in just 20 DAYS

            Cure for baldness breakthrough as scientists grow back thick hair on hairless mice in just 20 DAYS

            King Tutankhamun’s tomb at risk of COLLAPSING as experts fear cracks could cause 3,000-year-old burial site to crumble

            King Tutankhamun’s tomb at risk of COLLAPSING as experts fear cracks could cause 3,000-year-old burial site to crumble

            Moment archaeologists reveal perfectly preserved 70m-year-old dinosaur egg – now they’re going to find out what’s inside

            Moment archaeologists reveal perfectly preserved 70m-year-old dinosaur egg – now they’re going to find out what’s inside

            Haunting ancient well found ‘stuffed with bodies of Roman soldiers’ after battle 1,800 years ago

            Haunting ancient well found ‘stuffed with bodies of Roman soldiers’ after battle 1,800 years ago

            Creepy ‘vile’ dungeon containing 2,000-year-old secrets is unearthed beneath busy UK market square

            Creepy ‘vile’ dungeon containing 2,000-year-old secrets is unearthed beneath busy UK market square

            Ancient Roman ‘experiment’ that was ‘hidden for centuries’ dug up near Rome after 2,250 YEARS & there’s ‘anomaly’ nearby

            Ancient Roman ‘experiment’ that was ‘hidden for centuries’ dug up near Rome after 2,250 YEARS & there’s ‘anomaly’ nearby

          • Health
          • Science

            We’ve probably already been discovered by aliens, but they have some pretty good reasons to hide.

            Almost everyone is said to benefit from a scientifically supported method for improving sleep.

            2,500-year-old rock engravings were found near Mosul, Iraq.

            Is the soul of a person eternal? the findings of scientists

            With its most recent move, is General Electric abandoning wind power?

          • Crypto
          • Entertainment
            • All
            • Gaming
            • Sports
            New mystery in death of boxing legend’s son Arutro Gatti Jr, 17, as sister now insists he was murdered like his dad

            New mystery in death of boxing legend’s son Arutro Gatti Jr, 17, as sister now insists he was murdered like his dad

            Witness history at the Masters 2026 with a luxury trip to Augusta National with this exclusive travel package

            Witness history at the Masters 2026 with a luxury trip to Augusta National with this exclusive travel package

            UFC legend Charles Oliveira, 35, dubbed ‘LION KING’ after parading young son, one, around octagon after emphatic win

            UFC legend Charles Oliveira, 35, dubbed ‘LION KING’ after parading young son, one, around octagon after emphatic win

            Arturo Gatti Jr dead at 17: Boxing legend’s son passes away suddenly just 16 years after father’s tragic death

            Arturo Gatti Jr dead at 17: Boxing legend’s son passes away suddenly just 16 years after father’s tragic death

            Golf SUSPENDED by 60mph winds as Storm Amy causes chaos at Alfred Dunhill Links Championship with Ryder Cup hero leading

            Golf SUSPENDED by 60mph winds as Storm Amy causes chaos at Alfred Dunhill Links Championship with Ryder Cup hero leading

          • Lifestyle
            • All
            • Fashion
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            • Travel
            How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

            How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

            A Site for Situated Practices: Mezzanine

            Exhibition: Substance & Recoding: The Narrative of Contemporary Objects in the Semantic Turn

            Discover Amsterdam’s beauty from the water

            An adventure on the canals of Amsterdam

            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain's Latest Collection.

            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain’s Latest Collection.

            After Builders Cleaning Services in UK with Cliffycox: Reviving Spaces, Redefining Cleanliness

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          Car insurers quietly strip key cover from policies in bid to cut costs

          by Anderson
          September 28, 2023
          in Motoring
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          Car insurers are quietly removing key cover for motorists in an attempt to offer what appear to be cheaper policies, while leaving motorists without critical protection.

          Additions like windscreen cover, key cover, personal belongings cover and a courtesy car are no longer being provided in policies as standard, with insurers looking to offer cheaper deals.

          Car insurance prices have rocketed in recent times, soaring by 43 per cent on average in the last 12 months alone, according to the Office for National Statistics.

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          Some motorists are now reporting that their bills are now more than double what they were paying the previous year.

          Insurers have said inflation and the higher cost of repairs are why prices are increasing so rapidly.

          August also saw drivers hit by one of the biggest monthly fuel price rises in nearly a quarter of a century, the RAC said. The price of petrol rose 6.68p a litre while diesel shot up by 8p.

          In a bid to reduce prices and entice more customers, insurers are now introducing “basic” and “essential” policies that do not cover everything, removing aspects such as windscreen cover, the AA says.

          As a result, it is now warning drivers to check their car insurance policy carefully before committing to make sure they’re not caught out if they need to make a claim.

          A poll by the firm found that 86 per cent of drivers consider having windscreen cover “important” with three fifths saying it was “very important”.

          As more technology is installed in cars, a front windscreen is more than just a sheet of glass. Heating elements, sensors and cameras means the average cost to replace a windscreen is £700.

          What you can do to cut costs

          Despite rising costs, there are ways people can cut costs on their car insurance.

          The first thing to do is shop around. Although the loyalty penalty – where people were penalised for staying with the same provider – has now been banned by the Financial Conduct Authority, there are still savings to be made by switching insurer. Comparison websites will be able to tell you the best deals when you enter the information and help guide you through the switching process.

          Paying annually will also cut costs as it is generally cheaper. It is also worth only paying for what you need. For example, not opting for unnecessary add-ons such as windscreen cover, that you are unlikely to need.

          There are other more practical steps you can take which include limiting your mileage, as this is a lower risk for insurers, and improving the security of your vehicle, which could include installing devices such as alarms or locking wheel nuts.

          One addition that can often save you considerable amounts is getting a telematics policy – also known as a black box policy – by having one installed. This helps the insurer base premiums on what you actually drive which means as long as you are a careful driver, you should be able to cut costs.

          Renewing at a specific time could even have an impact on your bills. You can buy your insurance up to 29 days before the policy start date and lock in the price quoted on that day. Go Compare said its research shows its better to buy early, and the closer to the renewal day you get, the more you could end up paying. It said its customers saved over 44 per cent on average by buying their insurance 27 days before the renewal date when compared to renewing on the day.

          Gus Park, managing director for AA Insurance Services, said: “With household budgets being squeezed there is a temptation to find cheaper alternatives, but when it comes to car insurance it could be a case of not knowing what you’re missing.”

          Several comparison sites confirmed there were “essential” policies on their website which could be cheaper. Sara Newell, general manager of insurance at MoneySuperMarket, said: “The rising costs of repairing and replacing vehicles has had an impact on the cost of car insurance.

          “We currently have 15 policies offering essential cover which may be more cost effective for customers depending on their circumstances and needs.”

          Tom Banks, spokesperson for Go.Compare, added: “We have seen a slight increase in insurance policies which exclude features such as windscreen cover and key cover, as well as cover for audio equipment. Alongside this, we have also seen some insurers increasing compulsory excesses.

          “There could be a number of reasons behind this – it’s been widely reported that insurance costs are rising, so it may be that insurers are providing options for those looking to keep their costs down by opting for a lower level of cover.”

          Although cheap car insurance is welcome, cutting corners could mean a costlier bill in future.

          Mr Park said: “Windscreen cover is commonly removed on ‘entry level’ insurance policies so it is worth checking what you are covered for.

          “Claiming for windscreen damage is one of the most common reasons drivers use their policy. If it is not included, then drivers are likely to lose the saving they made when buying a ‘basics’ policy.”

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