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London Journal | The Voice of London
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    Jeremy Corbyn’s planned hard-left party of two in chaos as he refuses to confirm who’ll lead it

    Jeremy Corbyn’s planned hard-left party of two in chaos as he refuses to confirm who’ll lead it

    Keir insists he’s still backing Reeves after ‘late-night talks’ as he tries to steady ship after Commons chaos

    Keir insists he’s still backing Reeves after ‘late-night talks’ as he tries to steady ship after Commons chaos

    Critics have slammed Ed Miliband’s net zero policies after major UK oil refinery went bust

    Critics have slammed Ed Miliband’s net zero policies after major UK oil refinery went bust

    Fines for firms who employ asylum seekers slump by a third despite black market migrant workers soaring to all-time high

    Fines for firms who employ asylum seekers slump by a third despite black market migrant workers soaring to all-time high

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      News diary 7-13 July: 7/7 bombings 20th anniversary, Netanyahu at White House, Macron state visit to UK

      Urgent bid lodged with UK regulator to stop Google AI Overviews ‘stealing journalism’

      Urgent bid lodged with UK regulator to stop Google AI Overviews ‘stealing journalism’

      UK and US publishers back move to block AI scrapers by default

      UK and US publishers back move to block AI scrapers by default

      Shetland’s only local newspaper saved from closure

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        Jon Jones performs retirement U-turn and announces return to UFC testing pool after Dana White lying claims

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        Tyson Fury heads off to business meeting still wearing Primark Soccer Aid suit after dropping F-bomb live on ITV

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        A Site for Situated Practices: Mezzanine

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      • Home
      • Politics
        Jeremy Corbyn’s planned hard-left party of two in chaos as he refuses to confirm who’ll lead it

        Jeremy Corbyn’s planned hard-left party of two in chaos as he refuses to confirm who’ll lead it

        Keir insists he’s still backing Reeves after ‘late-night talks’ as he tries to steady ship after Commons chaos

        Keir insists he’s still backing Reeves after ‘late-night talks’ as he tries to steady ship after Commons chaos

        Critics have slammed Ed Miliband’s net zero policies after major UK oil refinery went bust

        Critics have slammed Ed Miliband’s net zero policies after major UK oil refinery went bust

        Fines for firms who employ asylum seekers slump by a third despite black market migrant workers soaring to all-time high

        Fines for firms who employ asylum seekers slump by a third despite black market migrant workers soaring to all-time high

        Trending Tags

        • Business
          • All
          • Digital Marketing
          • Real Estate

          News diary 7-13 July: 7/7 bombings 20th anniversary, Netanyahu at White House, Macron state visit to UK

          Urgent bid lodged with UK regulator to stop Google AI Overviews ‘stealing journalism’

          Urgent bid lodged with UK regulator to stop Google AI Overviews ‘stealing journalism’

          UK and US publishers back move to block AI scrapers by default

          UK and US publishers back move to block AI scrapers by default

          Shetland’s only local newspaper saved from closure

          Shetland’s only local newspaper saved from closure

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          • Tech
            ‘Death date’ of universe revealed as scientists predict when ‘shrinking’ will start before ‘Big Crunch’ wipes us all out

            ‘Death date’ of universe revealed as scientists predict when ‘shrinking’ will start before ‘Big Crunch’ wipes us all out

            Is this the breakfast of the future? Bread made of BUGS & fungus created to fight food shortage – so would YOU try it?

            Is this the breakfast of the future? Bread made of BUGS & fungus created to fight food shortage – so would YOU try it?

            Mystery of Captain Cook’s lost ship is SOLVED after 250 years as scientists discover sunken remains of HMS Endeavour

            Mystery of Captain Cook’s lost ship is SOLVED after 250 years as scientists discover sunken remains of HMS Endeavour

            Sex-crazed insects cause car to flip with drivers warned to keep windows closed on roads as the bugs invade US

            Sex-crazed insects cause car to flip with drivers warned to keep windows closed on roads as the bugs invade US

            I used ChatGPT as FREE nutritionist to rate my diet & turbocharge my health – it found TWO hidden dangers in my meals

            I used ChatGPT as FREE nutritionist to rate my diet & turbocharge my health – it found TWO hidden dangers in my meals

            Huge number of horses’ facial expressions revealed as scientists discover equine ‘language’

            Huge number of horses’ facial expressions revealed as scientists discover equine ‘language’

          • Health
          • Science

            We’ve probably already been discovered by aliens, but they have some pretty good reasons to hide.

            Almost everyone is said to benefit from a scientifically supported method for improving sleep.

            2,500-year-old rock engravings were found near Mosul, Iraq.

            Is the soul of a person eternal? the findings of scientists

            With its most recent move, is General Electric abandoning wind power?

          • Crypto
          • Entertainment
            • All
            • Gaming
            • Sports
            Jon Jones performs retirement U-turn and announces return to UFC testing pool after Dana White lying claims

            Jon Jones performs retirement U-turn and announces return to UFC testing pool after Dana White lying claims

            Tyson Fury heads off to business meeting still wearing Primark Soccer Aid suit after dropping F-bomb live on ITV

            Tyson Fury heads off to business meeting still wearing Primark Soccer Aid suit after dropping F-bomb live on ITV

            ‘This’ll wind people up’ – DeChambeau and Rose’s response to how club golfers would cope at Oakmont US Open course

            ‘This’ll wind people up’ – DeChambeau and Rose’s response to how club golfers would cope at Oakmont US Open course

            UFC 316 – Merab Dvalishvili vs Sean O’Malley 2: Fight time, full card, TV channel and live stream ahead of huge rematch

            UFC 316 – Merab Dvalishvili vs Sean O’Malley 2: Fight time, full card, TV channel and live stream ahead of huge rematch

            Olympics gender row boxer Imane Khelif BANNED from next week’s World Cup as chiefs introduce mandatory sex testing

            Olympics gender row boxer Imane Khelif BANNED from next week’s World Cup as chiefs introduce mandatory sex testing

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            • All
            • Fashion
            • food
            • Home improvement
            • Travel
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            Exhibition: Substance & Recoding: The Narrative of Contemporary Objects in the Semantic Turn

            Discover Amsterdam’s beauty from the water

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            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain's Latest Collection.

            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain’s Latest Collection.

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            After Builders Cleaning Services in UK with Cliffycox: Reviving Spaces, Redefining Cleanliness

            Creating an Oasis Deponti Glass Room Products and Maze Outdoor Kitchens

            Creating an Oasis: Deponti Glass Room Products and Maze Outdoor Kitchens

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          PREVENTING MISSED MORTGAGE PAYMENTS: FUTUREPLANNINGWM OFFERS SOLUTIONS AND EXPERT ADVICE

          by Amina
          October 3, 2023
          in Press Release
          0
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          London, UK — Futureplanningwm.co.uk, a leading provider of financial adviser services in the UK, is shedding light on the critical issue of missed mortgage payments and offering expert solutions to help individuals and families rebound and regain control of their finances.

          Understanding Missed Payment Mortgages

          A missed payment mortgage occurs when a borrower fails to make a scheduled monthly mortgage payment, often due to financial hardship, unexpected expenses, or oversight. The consequences of missed payments can be severe, including the risk of foreclosure, damage to one’s credit score, and additional fees and penalties. To mitigate these risks, borrowers are urged to promptly communicate with their lenders when a missed payment occurs. This communication can lead to discussions about options such as loan modification or repayment plans. Moreover, borrowers should prioritize timely mortgage payments to avoid future missed payments and potential financial repercussions, including the threat of repossession.

          Impact on Credit Scores

          Futureplanningwm.co.uk emphasizes the significant impact of missed mortgage payments on credit scores, potentially resulting in long-lasting financial consequences. Lenders may perceive missed payments as signs of financial instability and could report them to credit bureaus, resulting in negative marks on financial reports. Lowered credit scores can make it more challenging to secure future loans or credit lines and may lead to late fees, interest charges, and penalties, further exacerbating financial difficulties. Therefore, the company emphasizes the importance of prioritizing mortgage payments and encourages open communication with lenders in cases of financial hardship to prevent negative credit score impacts.

          Solutions to Avoid Missed Mortgage Payments

          To help individuals and families avoid missed mortgage payments, Futureplanningwm.co.uk suggests various solutions:

          – Automated Payments: Setting up automated payments ensures timely mortgage payments, reducing the risk of missed due dates.

          – Loan Modification or Refinancing: Borrowers can explore options to refinance their mortgages to lower monthly payments, although this may entail paying more interest over the mortgage term.

          – Budgeting and Financial Planning: Homeowners can proactively manage their finances, prioritizing mortgage payments by reducing unnecessary expenses or increasing income where possible.

          Futureplanningwm.co.uk emphasizes that these solutions can provide temporary relief by reducing monthly mortgage payments or temporarily pausing them. These actions aim to address financial challenges and work toward a mutually beneficial solution for borrowers and lenders.

          Alternative Solutions

          Instead of resorting to missed mortgage payments, Futureplanningwm.co.uk suggests considering payment holidays. These alternatives offer several benefits to homeowners facing financial difficulties, allowing them to temporarily pause mortgage payments, thus avoiding foreclosure and related financial penalties. By providing a financial buffer, payment holidays can alleviate stress and anxiety associated with financial hardship. Additionally, these measures can help protect homeowners’ credit ratings, ensuring future financial stability and access to the best interest rates.

          Seeking Professional Advice

          In conclusion, Futureplanningwm.co.uk advises homeowners facing financial difficulties not to resort to missed payment mortgages as a first option. It is essential to fully understand the terms and conditions of such programs before signing up and to consult with independent financial professionals and mortgage lenders to make informed decisions. By taking the time to explore available options, individuals can better navigate the challenges of homeownership and financial hardship.

          For more information or media inquiries, visit the site: Futureplanningwm.co.uk

           

           

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