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Monday, September 15, 2025
London Journal | The Voice of London
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    First Channel migrants deported to France from TODAY in Labour’s ‘one in one out’ deal – but legal challenges await

    First Channel migrants deported to France from TODAY in Labour’s ‘one in one out’ deal – but legal challenges await

    Row erupts over £500k donation to Labour amid fears betting taxes will be hiked

    Row erupts over £500k donation to Labour amid fears betting taxes will be hiked

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    Peter Mandelson is SACKED as US ambassador following Jeffrey Epstein scandal

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    Loyal minister and lefty MPs join race to replace Angela Rayner for Deputy Labour Leader

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      William Reed chair Charles Reed steps down after 30 years

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      City AM trumpets resurgence of print profitability

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        How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

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        First Channel migrants deported to France from TODAY in Labour’s ‘one in one out’ deal – but legal challenges await

        First Channel migrants deported to France from TODAY in Labour’s ‘one in one out’ deal – but legal challenges await

        Row erupts over £500k donation to Labour amid fears betting taxes will be hiked

        Row erupts over £500k donation to Labour amid fears betting taxes will be hiked

        Peter Mandelson is SACKED as US ambassador following Jeffrey Epstein scandal

        Peter Mandelson is SACKED as US ambassador following Jeffrey Epstein scandal

        Loyal minister and lefty MPs join race to replace Angela Rayner for Deputy Labour Leader

        Loyal minister and lefty MPs join race to replace Angela Rayner for Deputy Labour Leader

        Trending Tags

        • Business
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          News diary 15-21 September: Trump visits UK, interest rate decision, sentencing of Constance Marten and Mark Gordon

          News diary 15-21 September: Trump visits UK, interest rate decision, sentencing of Constance Marten and Mark Gordon

          William Reed chair Charles Reed steps down after 30 years

          William Reed chair Charles Reed steps down after 30 years

          City AM trumpets resurgence of print profitability

          City AM trumpets resurgence of print profitability

          Reach to cut editorial headcount by 186 in ‘biggest reorganisation’ yet

          Reach to cut editorial headcount by 186 in ‘biggest reorganisation’ yet

          Trending Tags

          • Tech
            Bizarre crash-proof plane idea revealed that wraps aircraft in giant AIRBAGS

            Bizarre crash-proof plane idea revealed that wraps aircraft in giant AIRBAGS

            Once-in-a-millennium mega asteroid will be visible to BILLIONS without any equipment

            Once-in-a-millennium mega asteroid will be visible to BILLIONS without any equipment

            Rare ‘Evil Twin Black Moon’ that only occurs every three YEARS due in days as stargazing spectacle linked to ‘end times’

            Rare ‘Evil Twin Black Moon’ that only occurs every three YEARS due in days as stargazing spectacle linked to ‘end times’

            Ancient treasures & statues lifted out of sea as sunken Egyptian city discovered after 2,000 YEARS

            Ancient treasures & statues lifted out of sea as sunken Egyptian city discovered after 2,000 YEARS

            Watch ‘Blood Moon’ turn red TONIGHT in rare total lunar eclipse that won’t happen again until New Year’s Eve 2028

            Watch ‘Blood Moon’ turn red TONIGHT in rare total lunar eclipse that won’t happen again until New Year’s Eve 2028

            Mystery behind primitive horned skull fused to a cave WALL is finally solved

            Mystery behind primitive horned skull fused to a cave WALL is finally solved

          • Health
          • Science

            We’ve probably already been discovered by aliens, but they have some pretty good reasons to hide.

            Almost everyone is said to benefit from a scientifically supported method for improving sleep.

            2,500-year-old rock engravings were found near Mosul, Iraq.

            Is the soul of a person eternal? the findings of scientists

            With its most recent move, is General Electric abandoning wind power?

          • Crypto
          • Entertainment
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            • Gaming
            • Sports
            Paul Craig retires as the UFC’s flying Scotsman and UK MMA legend who had a career upcoming fighters could only dream of

            Paul Craig retires as the UFC’s flying Scotsman and UK MMA legend who had a career upcoming fighters could only dream of

            Who is Terence Crawford’s girlfriend and how many children do the couple have?

            Who is Terence Crawford’s girlfriend and how many children do the couple have?

            Irish Open 2025 betting tips, free bets and latest golf odds

            Irish Open 2025 betting tips, free bets and latest golf odds

            Luke Rockhold left with horror gash in backstage brawl with rival Dillon Danis just hours before Misfits 22

            Luke Rockhold left with horror gash in backstage brawl with rival Dillon Danis just hours before Misfits 22

            Tyson Fury and wife Paris sell £800k seaside property for knockdown price… but still make massive profit

            Tyson Fury and wife Paris sell £800k seaside property for knockdown price… but still make massive profit

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            • Home improvement
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            How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

            How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

            A Site for Situated Practices: Mezzanine

            Exhibition: Substance & Recoding: The Narrative of Contemporary Objects in the Semantic Turn

            Discover Amsterdam’s beauty from the water

            An adventure on the canals of Amsterdam

            An adventure on the canals of Amsterdam

            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain's Latest Collection.

            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain’s Latest Collection.

            after builders cleaning

            After Builders Cleaning Services in UK with Cliffycox: Reviving Spaces, Redefining Cleanliness

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          My son’s car insurance quote cost 28% of his salary – it’s abhorrent

          by Anderson
          February 16, 2024
          in Motoring
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          Philipa Davies says she “couldn’t believe it” when she saw the car insurance quotes her son Max received, after saving up to buy his first car.

          The 18-year-old’s Ford Fiesta was registered in 2008 and is worth about £1,700. However, after using price comparison sites to find the best insurance deal, Max found the quotes for the most basic level of cover ranged from over £5,000 to £6,000 a year.

          The best available figure of about £5,500 – which included a voluntary excess of £650 – would have equated to 28 per cent of Max’s £20,000-a-year salary before tax. Fuller cover would have cost even more.

          Philipa, who runs an engineering business where Max works, said that her own cover was not much cheaper, when she came to renew late last year.

          She has a five-year-old Hyundai, which had previously cost £900 per year to cover, but her renewal quote was £2,000 – over double last year’s cost.

          #color-context-related-article-2910026 {–inews-color-primary: #F88379;–inews-color-secondary: #FEF2F1;–inews-color-tertiary: #F88379;}

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          “I’ve never had an accident that was my fault and I’ve been driving since I was 18. I have absolutely no idea what could possibly have caused the cost to double,” said the 55-year-old.

          The cost of insuring Max’s car, her own car and a works van for her company would have been over £9,000 for the year, which she describes as “completely daft”.

          Philipa eventually spoke to a broker and insured all three vehicles under fleet insurance for £3,600 a year – a saving of more than £5,000 but says this move was only in “desperation” because there were no other options.

          “It does my head in that insurance is becoming so expensive. We had to jump through so many hoops to get a decent level of cover, and the fleet insurance option is hardly something that’s available to most people,” she says.

          She adds that the high cost of insurance is likely having massive impacts on the economy.

          “Max would have sold his car, which would have hugely limited his ability to work. He’d have had to rely on public transport,” she said.

          Car insurance costs are certainly on the rise and at a faster rate than inflation. The average cost for car insurance rose by 29 per cent last year, according to the Association for British Insurers (ABI).

          Philipa fears younger drivers, who typically face the highest premiums because of the bigger risk of them being involved in accidents, are likely to bear the brunt of this.

          “It’s a perfect storm because of all the costs that people – particularly young people – are paying. Mortgage or rent costs, utility costs, they’re all going up and you can’t avoid it.”

          She says that the high cost of insurance is “abhorrent” in a captive market because people have to have insurance to drive.

          Her family are not the only ones to have faced increases this year.

          My son’s car insurance quote cost 28% of his salary – it’s abhorrent
          Molly Hancock faced a large car insurance rise

          Molly Hancock, an accountant from Lancashire, says she saw her bill rocket by over 40 per cent last year, from £387 to £555.

          The 27-year-old has had no claims in her nine years driving, and owns a decade-old Nissan Juke.

          “Driving insurance is an expense you have to pay, there’s no way you can cut it or avoid it,” she says.

          She explains the cost would have been higher had she not opted to pay her insurance premium all in one go, with even higher costs if she had opted to pay monthly.

          “Paying all in one ate into a real chunk of my savings,” she says.

          In the end she used a cashback website, Topcashback, to get £35 back on her bill. This is an amount she says isn’t huge, but “builds up” if you get on other bills. She’s also used the website to get other types of insurance, including travel and home, in the past.

          So why have costs been going up? The ABI says it is due to the rising cost of paying claims.

          It says the cost of paying claims is up 21 per cent, and that the overall number of claims settled, at 570,000, rose 5 per cent on the same quarter last year.

          It says the cost of repairs have been “steadily increasing” and that this is largely due to vehicles being much more sophisticated.

          But insurance is a competitive market. Though the costs are rising across the board, if your bill has shot up, it’s likely worth ditching and switching to another provider.

          Auto-renewing can be far more expensive than moving to another insurer. It’s an industry where it is worth remembering that loyalty often does not pay.

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