If you have an account in any bank, this news is important to you. Let me tell you that since April 1, 2025, many banking rules have been changing across the country. This will have a clear impact on your savings account, credit card and ATM transactions. If you know in advance about these changes, you can avoid damage.
Now you can withdraw money from the ATM for free, this has been changed. Many banks have improved their ATM withdrawal rules. The free limit of withdrawal has been reduced, especially from other banks' ATMs. Customers will now be able to withdraw money from another bank's ATM without any charge. But after this you have to pay a charge of Rs 20 to 25 each.
Banks are constantly adding new facilities to promote digital banking. But now customers can get better services than ever through online banking. For this, banks are also introducing chatbots operated by artificial intelligence. To protect digital transactions, security such as two-factor authentication and biometric verification will be presented.
Let me tell you that the rules regarding the minimum balance of many banks like SBI, Punjab National Bank, Canara Bank have been changed. This balance depends on whether your account is in urban, semi-fertilizer or rural areas. At the same time, you may have to pay a penalty for having a balance less than the prescribed amount.
Many banks are now changing interest rates on savings accounts and FDs. Now the interest on the savings account will depend on the balance of the account. That is, the better the balance, the better the return you will get. (All Image – Canva)