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London Journal | The Voice of London
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    More than 1 MILLION migrants are claiming Universal Credit in Britain

    More than 1 MILLION migrants are claiming Universal Credit in Britain

    We should consider introducing same prison sentence as France on hiring illegal workers here… and bring back Rwanda

    We should consider introducing same prison sentence as France on hiring illegal workers here… and bring back Rwanda

    Keir’s small boats plan won’t deter ANYONE – hapless French will let them loose to do it again, immigration boss slams

    Keir’s small boats plan won’t deter ANYONE – hapless French will let them loose to do it again, immigration boss slams

    Charles warns small boats crisis is a ‘profound challenge’ as he hosts Macron at state banquet ahead of migrant ‘deal’

    Charles warns small boats crisis is a ‘profound challenge’ as he hosts Macron at state banquet ahead of migrant ‘deal’

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      Radio station Fix builds profitable community for UK builders

      Radio station Fix builds profitable community for UK builders

      How social and video drive revenue for UK podcast network Crowd

      How social and video drive revenue for UK podcast network Crowd

      Gay Times raises £150k from supporters after advertiser diversity backlash

      Gay Times raises £150k from supporters after advertiser diversity backlash

      Prince Harry lawyers told to disclose details of payments to witnesses in Mail trial

      Prince Harry lawyers told to disclose details of payments to witnesses in Mail trial

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        Remarkable glow in the dark creature captured on camera in the wild ‘for first time’ as it lights up in a neon blue

        Remarkable glow in the dark creature captured on camera in the wild ‘for first time’ as it lights up in a neon blue

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        ‘Death date’ of universe revealed as scientists predict when ‘shrinking’ will start before ‘Big Crunch’ wipes us all out

        Is this the breakfast of the future? Bread made of BUGS & fungus created to fight food shortage – so would YOU try it?

        Is this the breakfast of the future? Bread made of BUGS & fungus created to fight food shortage – so would YOU try it?

        Mystery of Captain Cook’s lost ship is SOLVED after 250 years as scientists discover sunken remains of HMS Endeavour

        Mystery of Captain Cook’s lost ship is SOLVED after 250 years as scientists discover sunken remains of HMS Endeavour

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        2,500-year-old rock engravings were found near Mosul, Iraq.

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        The secret underground tunnel where Open golfers hide from thunderstorms but only certain stars can use it at Portrush

        The secret underground tunnel where Open golfers hide from thunderstorms but only certain stars can use it at Portrush

        Jon Jones performs retirement U-turn and announces return to UFC testing pool after Dana White lying claims

        Jon Jones performs retirement U-turn and announces return to UFC testing pool after Dana White lying claims

        Tyson Fury heads off to business meeting still wearing Primark Soccer Aid suit after dropping F-bomb live on ITV

        Tyson Fury heads off to business meeting still wearing Primark Soccer Aid suit after dropping F-bomb live on ITV

        ‘This’ll wind people up’ – DeChambeau and Rose’s response to how club golfers would cope at Oakmont US Open course

        ‘This’ll wind people up’ – DeChambeau and Rose’s response to how club golfers would cope at Oakmont US Open course

        UFC 316 – Merab Dvalishvili vs Sean O’Malley 2: Fight time, full card, TV channel and live stream ahead of huge rematch

        UFC 316 – Merab Dvalishvili vs Sean O’Malley 2: Fight time, full card, TV channel and live stream ahead of huge rematch

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        A Site for Situated Practices: Mezzanine

        Exhibition: Substance & Recoding: The Narrative of Contemporary Objects in the Semantic Turn

        Discover Amsterdam’s beauty from the water

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        Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain's Latest Collection.

        Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain’s Latest Collection.

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        Creating an Oasis Deponti Glass Room Products and Maze Outdoor Kitchens

        Creating an Oasis: Deponti Glass Room Products and Maze Outdoor Kitchens

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      • Politics
        More than 1 MILLION migrants are claiming Universal Credit in Britain

        More than 1 MILLION migrants are claiming Universal Credit in Britain

        We should consider introducing same prison sentence as France on hiring illegal workers here… and bring back Rwanda

        We should consider introducing same prison sentence as France on hiring illegal workers here… and bring back Rwanda

        Keir’s small boats plan won’t deter ANYONE – hapless French will let them loose to do it again, immigration boss slams

        Keir’s small boats plan won’t deter ANYONE – hapless French will let them loose to do it again, immigration boss slams

        Charles warns small boats crisis is a ‘profound challenge’ as he hosts Macron at state banquet ahead of migrant ‘deal’

        Charles warns small boats crisis is a ‘profound challenge’ as he hosts Macron at state banquet ahead of migrant ‘deal’

        Trending Tags

        • Business
          • All
          • Digital Marketing
          • Real Estate
          Radio station Fix builds profitable community for UK builders

          Radio station Fix builds profitable community for UK builders

          How social and video drive revenue for UK podcast network Crowd

          How social and video drive revenue for UK podcast network Crowd

          Gay Times raises £150k from supporters after advertiser diversity backlash

          Gay Times raises £150k from supporters after advertiser diversity backlash

          Prince Harry lawyers told to disclose details of payments to witnesses in Mail trial

          Prince Harry lawyers told to disclose details of payments to witnesses in Mail trial

          Trending Tags

          • Tech
            Remarkable glow in the dark creature captured on camera in the wild ‘for first time’ as it lights up in a neon blue

            Remarkable glow in the dark creature captured on camera in the wild ‘for first time’ as it lights up in a neon blue

            ‘Death date’ of universe revealed as scientists predict when ‘shrinking’ will start before ‘Big Crunch’ wipes us all out

            ‘Death date’ of universe revealed as scientists predict when ‘shrinking’ will start before ‘Big Crunch’ wipes us all out

            Is this the breakfast of the future? Bread made of BUGS & fungus created to fight food shortage – so would YOU try it?

            Is this the breakfast of the future? Bread made of BUGS & fungus created to fight food shortage – so would YOU try it?

            Mystery of Captain Cook’s lost ship is SOLVED after 250 years as scientists discover sunken remains of HMS Endeavour

            Mystery of Captain Cook’s lost ship is SOLVED after 250 years as scientists discover sunken remains of HMS Endeavour

            Sex-crazed insects cause car to flip with drivers warned to keep windows closed on roads as the bugs invade US

            Sex-crazed insects cause car to flip with drivers warned to keep windows closed on roads as the bugs invade US

            I used ChatGPT as FREE nutritionist to rate my diet & turbocharge my health – it found TWO hidden dangers in my meals

            I used ChatGPT as FREE nutritionist to rate my diet & turbocharge my health – it found TWO hidden dangers in my meals

          • Health
          • Science

            We’ve probably already been discovered by aliens, but they have some pretty good reasons to hide.

            Almost everyone is said to benefit from a scientifically supported method for improving sleep.

            2,500-year-old rock engravings were found near Mosul, Iraq.

            Is the soul of a person eternal? the findings of scientists

            With its most recent move, is General Electric abandoning wind power?

          • Crypto
          • Entertainment
            • All
            • Gaming
            • Sports
            The secret underground tunnel where Open golfers hide from thunderstorms but only certain stars can use it at Portrush

            The secret underground tunnel where Open golfers hide from thunderstorms but only certain stars can use it at Portrush

            Jon Jones performs retirement U-turn and announces return to UFC testing pool after Dana White lying claims

            Jon Jones performs retirement U-turn and announces return to UFC testing pool after Dana White lying claims

            Tyson Fury heads off to business meeting still wearing Primark Soccer Aid suit after dropping F-bomb live on ITV

            Tyson Fury heads off to business meeting still wearing Primark Soccer Aid suit after dropping F-bomb live on ITV

            ‘This’ll wind people up’ – DeChambeau and Rose’s response to how club golfers would cope at Oakmont US Open course

            ‘This’ll wind people up’ – DeChambeau and Rose’s response to how club golfers would cope at Oakmont US Open course

            UFC 316 – Merab Dvalishvili vs Sean O’Malley 2: Fight time, full card, TV channel and live stream ahead of huge rematch

            UFC 316 – Merab Dvalishvili vs Sean O’Malley 2: Fight time, full card, TV channel and live stream ahead of huge rematch

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            • All
            • Fashion
            • food
            • Home improvement
            • Travel
            A Site for Situated Practices: Mezzanine

            Exhibition: Substance & Recoding: The Narrative of Contemporary Objects in the Semantic Turn

            Discover Amsterdam’s beauty from the water

            An adventure on the canals of Amsterdam

            An adventure on the canals of Amsterdam

            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain's Latest Collection.

            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain’s Latest Collection.

            after builders cleaning

            After Builders Cleaning Services in UK with Cliffycox: Reviving Spaces, Redefining Cleanliness

            Creating an Oasis Deponti Glass Room Products and Maze Outdoor Kitchens

            Creating an Oasis: Deponti Glass Room Products and Maze Outdoor Kitchens

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          What to Consider When Buying Your Next Home in the UK

          by Anderson
          May 9, 2024
          in Press Release, Real Estate
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          Are you planning to move to a new home this holiday? Buying property in the UK is not as easy as most people think. When buying a property, you want to ensure you are taking the right steps.

          It is best to take the help of leading conveyancing solicitors like AVRillo before you make the deal. These are tips you should consider if you’re buying property in the UK for the first time.5 Tips to Invest In Commercial Real Estate In The UK

          Step 1:  Find a property in your chosen location

          The first and most crucial step when buying property is to find an offer in your ideal location. Neighborhoods have different property prices, with high-end locations charging a high price for new buyers. You want to ensure you can afford your home in this chosen location.

          When searching for a property to buy in a new location, somewhere, you’ve never lived before. You must spend a weekend in the area. This way, you can have all the time to check out the shops, commute, neighbors, and the general atmosphere in the neighborhood. Other areas to look at include flood zones, transport links, school catchment areas, and crime levels.

          Step 2: Save for mortgage deposit

          If you are buying property in the UK, you must deposit at least 5% of the property price. That means the mortgage gets to clear the other 95% of the property price. Therefore, you should save enough money to pay for the deposit.

          Paying a bigger deposit means you can apply lower interest rates. Give yourself some time to save enough money for the deposit; this improves your chances of getting a better mortgage and property in the UK.

          Step 3: Know how much you can borrow

          When buying property in the UK, you should find out how much you can borrow. How much you borrow as a mortgage depends on factors such as your credit score, income, and deposit size. Some lenders will also consider your finances if you buy a home.

          Most banks in the UK will allow you to borrow at least four-and-half time’s annual salary. However, this will always depend on the lender, your deposit, and your financial circumstances. You should also budget for additional costs like conveyancing, survey, and stamp duty.

          Step 4: Find a property solicitor

          When buying property in the UK, the best you can do is to hire a conveyancer or a property solicitor to help. It takes more to buy property. The legal process, drawing contracts, checking contracts, and surveys will take a toll on you if you choose to convey alone.

          When choosing a solicitor to help with the conveyancing, you want to ensure they have experience in property law. This lowers the risk of making any mistake while conveyancing.

          Explore specialized mortgage options tailored for firefighters

          For firefighters seeking to purchase property, there are specialized mortgage options tailored to their unique circumstances. Mortgages for firefighters often offer favorable terms and conditions, including lower interest rates or reduced deposit requirements. Additionally, some lenders may provide flexibility in income assessment, acknowledging the irregular nature of firefighter income due to shift work. Exploring these specialized mortgage products can be advantageous for firefighters looking to secure their dream home. It’s advisable for firefighters to research and consult with mortgage advisors who specialize in catering to their profession, ensuring they find the most suitable mortgage option for their needs.

          Final Thoughts

          There is a lot you should consider when buying property in the UK. The most important thing to consider is whether the offer is within your budget. Lastly, don’t forget to view the property and ensure it meets all your specs before you accept the offer.

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