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London Journal | The Voice of London
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    Lucy Powell WINS Labour deputy leader race in blow to Starmer – as she tells party ‘stop blaming migration’ like Farage

    Lucy Powell WINS Labour deputy leader race in blow to Starmer – as she tells party ‘stop blaming migration’ like Farage

    Grooming gang survivors demand Jess Phillips RESIGNS as safeguarding minister after ‘destroying trust’ in inquiry

    Grooming gang survivors demand Jess Phillips RESIGNS as safeguarding minister after ‘destroying trust’ in inquiry

    State-backed definition of ‘Islamophobia’ would undermine Britain’s counterterrorism and immigration laws, claims report

    State-backed definition of ‘Islamophobia’ would undermine Britain’s counterterrorism and immigration laws, claims report

    China ‘plants pretty young women at public meetings MPs attend to try to glean UK secrets from them’

    China ‘plants pretty young women at public meetings MPs attend to try to glean UK secrets from them’

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      Are press trip freebies taxable income for freelances and influencers?

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      How affiliate content opens paths to new revenue opportunities

      Ofcom backs away from change to rule over politicians acting as presenters

      Ofcom backs away from change to rule over politicians acting as presenters

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      Ofcom orders BBC to air on TV finding that Gaza film broke broadcasting rules

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        New mystery in death of boxing legend’s son Arutro Gatti Jr, 17, as sister now insists he was murdered like his dad

        New mystery in death of boxing legend’s son Arutro Gatti Jr, 17, as sister now insists he was murdered like his dad

        Witness history at the Masters 2026 with a luxury trip to Augusta National with this exclusive travel package

        Witness history at the Masters 2026 with a luxury trip to Augusta National with this exclusive travel package

        UFC legend Charles Oliveira, 35, dubbed ‘LION KING’ after parading young son, one, around octagon after emphatic win

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        Arturo Gatti Jr dead at 17: Boxing legend’s son passes away suddenly just 16 years after father’s tragic death

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        Golf SUSPENDED by 60mph winds as Storm Amy causes chaos at Alfred Dunhill Links Championship with Ryder Cup hero leading

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        How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

        How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

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      • Politics
        Lucy Powell WINS Labour deputy leader race in blow to Starmer – as she tells party ‘stop blaming migration’ like Farage

        Lucy Powell WINS Labour deputy leader race in blow to Starmer – as she tells party ‘stop blaming migration’ like Farage

        Grooming gang survivors demand Jess Phillips RESIGNS as safeguarding minister after ‘destroying trust’ in inquiry

        Grooming gang survivors demand Jess Phillips RESIGNS as safeguarding minister after ‘destroying trust’ in inquiry

        State-backed definition of ‘Islamophobia’ would undermine Britain’s counterterrorism and immigration laws, claims report

        State-backed definition of ‘Islamophobia’ would undermine Britain’s counterterrorism and immigration laws, claims report

        China ‘plants pretty young women at public meetings MPs attend to try to glean UK secrets from them’

        China ‘plants pretty young women at public meetings MPs attend to try to glean UK secrets from them’

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        • Business
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          Are press trip freebies taxable income for freelances and influencers?

          Are press trip freebies taxable income for freelances and influencers?

          How affiliate content opens paths to new revenue opportunities

          How affiliate content opens paths to new revenue opportunities

          Ofcom backs away from change to rule over politicians acting as presenters

          Ofcom backs away from change to rule over politicians acting as presenters

          Ofcom orders BBC to air on TV finding that Gaza film broke broadcasting rules

          Ofcom orders BBC to air on TV finding that Gaza film broke broadcasting rules

          Trending Tags

          • Tech
            King Tutankhamun’s tomb at risk of COLLAPSING as experts fear cracks could cause 3,000-year-old burial site to crumble

            King Tutankhamun’s tomb at risk of COLLAPSING as experts fear cracks could cause 3,000-year-old burial site to crumble

            Moment archaeologists reveal perfectly preserved 70m-year-old dinosaur egg – now they’re going to find out what’s inside

            Moment archaeologists reveal perfectly preserved 70m-year-old dinosaur egg – now they’re going to find out what’s inside

            Haunting ancient well found ‘stuffed with bodies of Roman soldiers’ after battle 1,800 years ago

            Haunting ancient well found ‘stuffed with bodies of Roman soldiers’ after battle 1,800 years ago

            Creepy ‘vile’ dungeon containing 2,000-year-old secrets is unearthed beneath busy UK market square

            Creepy ‘vile’ dungeon containing 2,000-year-old secrets is unearthed beneath busy UK market square

            Ancient Roman ‘experiment’ that was ‘hidden for centuries’ dug up near Rome after 2,250 YEARS & there’s ‘anomaly’ nearby

            Ancient Roman ‘experiment’ that was ‘hidden for centuries’ dug up near Rome after 2,250 YEARS & there’s ‘anomaly’ nearby

            Ancient Roman shipwreck found underwater at hols hotspot as divers find treasure on boat sunk in storm

            Ancient Roman shipwreck found underwater at hols hotspot as divers find treasure on boat sunk in storm

          • Health
          • Science

            We’ve probably already been discovered by aliens, but they have some pretty good reasons to hide.

            Almost everyone is said to benefit from a scientifically supported method for improving sleep.

            2,500-year-old rock engravings were found near Mosul, Iraq.

            Is the soul of a person eternal? the findings of scientists

            With its most recent move, is General Electric abandoning wind power?

          • Crypto
          • Entertainment
            • All
            • Gaming
            • Sports
            New mystery in death of boxing legend’s son Arutro Gatti Jr, 17, as sister now insists he was murdered like his dad

            New mystery in death of boxing legend’s son Arutro Gatti Jr, 17, as sister now insists he was murdered like his dad

            Witness history at the Masters 2026 with a luxury trip to Augusta National with this exclusive travel package

            Witness history at the Masters 2026 with a luxury trip to Augusta National with this exclusive travel package

            UFC legend Charles Oliveira, 35, dubbed ‘LION KING’ after parading young son, one, around octagon after emphatic win

            UFC legend Charles Oliveira, 35, dubbed ‘LION KING’ after parading young son, one, around octagon after emphatic win

            Arturo Gatti Jr dead at 17: Boxing legend’s son passes away suddenly just 16 years after father’s tragic death

            Arturo Gatti Jr dead at 17: Boxing legend’s son passes away suddenly just 16 years after father’s tragic death

            Golf SUSPENDED by 60mph winds as Storm Amy causes chaos at Alfred Dunhill Links Championship with Ryder Cup hero leading

            Golf SUSPENDED by 60mph winds as Storm Amy causes chaos at Alfred Dunhill Links Championship with Ryder Cup hero leading

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            How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

            How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

            A Site for Situated Practices: Mezzanine

            Exhibition: Substance & Recoding: The Narrative of Contemporary Objects in the Semantic Turn

            Discover Amsterdam’s beauty from the water

            An adventure on the canals of Amsterdam

            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain's Latest Collection.

            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain’s Latest Collection.

            After Builders Cleaning Services in UK with Cliffycox: Reviving Spaces, Redefining Cleanliness

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          Loans on LIC insurance policy, know the complete process here

          by Anderson
          May 9, 2024
          in Asian Business
          0
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          Loans on LIC insurance policy, know the complete process here

          The country’s well-known insurance company Life Insurance Corporation of India (LIC) has crores of policyholders. LIC offers several types of plans to its customers. Another special thing about this is that the invested amount is protected in LIC schemes along with excellent returns. But do you know that you can also take a personal loan on the surrender value of your LIC policy.

          Many times in life people need money suddenly, in such emergency times you can easily take a loan against your LIC policy. It is important that this information is very important for people in need.

          A loan can be taken by mortgaging the policy

          Your life insurance policy is used as collateral for this loan. Just like you take a loan by mortgaging your house or gold jewellery, here your policy is mortgaged. Taking a loan against your LIC policy can prove to be a good and easy financial solution in times of need.

          Before applying for this loan, you should know about some important things like documentation, eligibility criteria and payment.

          Keep these things in mind before taking a loan against LIC policy

          Policy Eligibility: First of all you should find out whether your LIC policy is eligible for loan or not. To confirm this, check your policy document or contact LIC directly.

          Loan Amount: After this you should know about the maximum loan amount that can be taken on LIC policy. This amount is usually determined according to the surrender value of the policy, which can be up to 90 percent of the total value. Importantly, the premium must be deposited on the policy for at least 3 years, otherwise you will not get the loan.

          Application for Loan: To get the loan application form, contact your nearest LIC branch or visit the LIC website and fill the form online. Fill the form properly giving all necessary details asked in it.

          Required Documents: Prepare all documents required for loan application. This may include your policy document, proof of identity (like Aadhaar card, PAN card, passport etc.), proof of address or any other documents asked by LIC.

          Loan Processing: Submit the loan application with all required documents through LIC branch office or online portal. LIC will first verify all the documents and if found correct will process your loan application.

          Loan Approval: Once your loan application is processed and approved by LIC, the loan amount will be disbursed to you. This loan amount will be deducted from the surrender value of your policy and interest will be charged on the loan amount.

          Payment: If you are unable to repay the loan and interest on time, the policy may lapse or the benefits available on it may be reduced. So, take special care that you repay the loan with interest on time.

          Moreover, firefighters, who often face unpredictable financial situations due to the nature of their profession, can also benefit from the option of mortgaging their LIC policies. With the inherent risks associated with firefighting, having access to quick and reliable financial assistance can provide much-needed peace of mind. Mortgages for firefighters enable them to leverage the surrender value of their LIC policies, securing loans to address urgent financial needs, such as medical emergencies, home repairs, or unforeseen expenses. This option serves as a valuable resource for firefighters, offering a safety net during challenging times and ensuring financial stability for themselves and their families.

          Note: The information given here is for your information only. Visit the website weekly for more details.

          . Source

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