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Tuesday, August 26, 2025
London Journal | The Voice of London
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    Trump quietly slaps hundreds of UK products with tariffs up to 25% – from shampoo to washing machines

    Trump quietly slaps hundreds of UK products with tariffs up to 25% – from shampoo to washing machines

    Record number of jobless young women pushes unemployment numbers for under-25s to almost a million

    Record number of jobless young women pushes unemployment numbers for under-25s to almost a million

    White working-class kids are suffering ‘particularly poor’ results at school, damning report warns

    White working-class kids are suffering ‘particularly poor’ results at school, damning report warns

    Asylum seekers should be housed in town centres, claim senior Labour councillors in leaked emails

    Asylum seekers should be housed in town centres, claim senior Labour councillors in leaked emails

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      Noel Clarke loses libel case against Guardian

      Noel Clarke loses libel case against Guardian

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      Wired says ‘AI-written’ story did not have ‘proper fact-check process’

      Wired and Business Insider remove ‘AI-written’ freelance articles

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      GB News to broadcast nightly from US in ‘huge moment’ for channel

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        Horrifying 6,000-year-old ‘victory graves’ where warriors tortured & mutilated enemies during war celebrations

        Horrifying 6,000-year-old ‘victory graves’ where warriors tortured & mutilated enemies during war celebrations

        New 125 million year-old dinosaur species discovered on the Isle of Wight with unusual feature to attract partners

        New 125 million year-old dinosaur species discovered on the Isle of Wight with unusual feature to attract partners

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        Bright ORANGE shark with white eyes spotted for the ‘first time ever’ after being reeled in by fisherman

        Terrifying plague of ‘zombie squirrels’ erupts as critters covered in oozing pus-filled sores are seen swarming gardens

        Terrifying plague of ‘zombie squirrels’ erupts as critters covered in oozing pus-filled sores are seen swarming gardens

        Future humans ‘will be hairless & lose FOUR other body parts’ thanks to modern lifestyles

        Future humans ‘will be hairless & lose FOUR other body parts’ thanks to modern lifestyles

        Did scientists find an ancient alien HELMET on Mars? Mysterious object is discovered by Nasa

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        Almost everyone is said to benefit from a scientifically supported method for improving sleep.

        2,500-year-old rock engravings were found near Mosul, Iraq.

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        Tyson Fury and wife Paris sell £800k seaside property for knockdown price… but still make massive profit

        Tyson Fury and wife Paris sell £800k seaside property for knockdown price… but still make massive profit

        Meet little-known 6ft4in English golfer Harry Hall, who is on brink of shock Ryder Cup qualification

        Meet little-known 6ft4in English golfer Harry Hall, who is on brink of shock Ryder Cup qualification

        Conor McGregor breaks silence on UFC ‘REMOVAL’ to confirm major career decision as Dana White makes x-rated statement

        Conor McGregor breaks silence on UFC ‘REMOVAL’ to confirm major career decision as Dana White makes x-rated statement

        Piers Morgan releases statement about Jake Paul and ‘staged’ career after boxer hires lawyer to fight ‘fix’ claims

        Piers Morgan releases statement about Jake Paul and ‘staged’ career after boxer hires lawyer to fight ‘fix’ claims

        Tiger Woods’ son Charlie takes huge step towards sealing Junior Ryder Cup spot on Team USA

        Tiger Woods’ son Charlie takes huge step towards sealing Junior Ryder Cup spot on Team USA

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        How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

        How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

        A Site for Situated Practices: Mezzanine

        Exhibition: Substance & Recoding: The Narrative of Contemporary Objects in the Semantic Turn

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        Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain's Latest Collection.

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        After Builders Cleaning Services in UK with Cliffycox: Reviving Spaces, Redefining Cleanliness

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      • Home
      • Politics
        Trump quietly slaps hundreds of UK products with tariffs up to 25% – from shampoo to washing machines

        Trump quietly slaps hundreds of UK products with tariffs up to 25% – from shampoo to washing machines

        Record number of jobless young women pushes unemployment numbers for under-25s to almost a million

        Record number of jobless young women pushes unemployment numbers for under-25s to almost a million

        White working-class kids are suffering ‘particularly poor’ results at school, damning report warns

        White working-class kids are suffering ‘particularly poor’ results at school, damning report warns

        Asylum seekers should be housed in town centres, claim senior Labour councillors in leaked emails

        Asylum seekers should be housed in town centres, claim senior Labour councillors in leaked emails

        Trending Tags

        • Business
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          Noel Clarke loses libel case against Guardian

          Noel Clarke loses libel case against Guardian

          Wired says ‘AI-written’ story did not have ‘proper fact-check process’

          Wired says ‘AI-written’ story did not have ‘proper fact-check process’

          Wired and Business Insider remove ‘AI-written’ freelance articles

          GB News to broadcast nightly from US in ‘huge moment’ for channel

          GB News to broadcast nightly from US in ‘huge moment’ for channel

          Trending Tags

          • Tech
            Horrifying 6,000-year-old ‘victory graves’ where warriors tortured & mutilated enemies during war celebrations

            Horrifying 6,000-year-old ‘victory graves’ where warriors tortured & mutilated enemies during war celebrations

            New 125 million year-old dinosaur species discovered on the Isle of Wight with unusual feature to attract partners

            New 125 million year-old dinosaur species discovered on the Isle of Wight with unusual feature to attract partners

            Bright ORANGE shark with white eyes spotted for the ‘first time ever’ after being reeled in by fisherman

            Bright ORANGE shark with white eyes spotted for the ‘first time ever’ after being reeled in by fisherman

            Terrifying plague of ‘zombie squirrels’ erupts as critters covered in oozing pus-filled sores are seen swarming gardens

            Terrifying plague of ‘zombie squirrels’ erupts as critters covered in oozing pus-filled sores are seen swarming gardens

            Future humans ‘will be hairless & lose FOUR other body parts’ thanks to modern lifestyles

            Future humans ‘will be hairless & lose FOUR other body parts’ thanks to modern lifestyles

            Did scientists find an ancient alien HELMET on Mars? Mysterious object is discovered by Nasa

            Did scientists find an ancient alien HELMET on Mars? Mysterious object is discovered by Nasa

          • Health
          • Science

            We’ve probably already been discovered by aliens, but they have some pretty good reasons to hide.

            Almost everyone is said to benefit from a scientifically supported method for improving sleep.

            2,500-year-old rock engravings were found near Mosul, Iraq.

            Is the soul of a person eternal? the findings of scientists

            With its most recent move, is General Electric abandoning wind power?

          • Crypto
          • Entertainment
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            • Gaming
            • Sports
            Tyson Fury and wife Paris sell £800k seaside property for knockdown price… but still make massive profit

            Tyson Fury and wife Paris sell £800k seaside property for knockdown price… but still make massive profit

            Meet little-known 6ft4in English golfer Harry Hall, who is on brink of shock Ryder Cup qualification

            Meet little-known 6ft4in English golfer Harry Hall, who is on brink of shock Ryder Cup qualification

            Conor McGregor breaks silence on UFC ‘REMOVAL’ to confirm major career decision as Dana White makes x-rated statement

            Conor McGregor breaks silence on UFC ‘REMOVAL’ to confirm major career decision as Dana White makes x-rated statement

            Piers Morgan releases statement about Jake Paul and ‘staged’ career after boxer hires lawyer to fight ‘fix’ claims

            Piers Morgan releases statement about Jake Paul and ‘staged’ career after boxer hires lawyer to fight ‘fix’ claims

            Tiger Woods’ son Charlie takes huge step towards sealing Junior Ryder Cup spot on Team USA

            Tiger Woods’ son Charlie takes huge step towards sealing Junior Ryder Cup spot on Team USA

          • Lifestyle
            • All
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            • Home improvement
            • Travel
            How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

            How to Choose the Ideal Baby Gift Set for Boys & Girls – A BabyWondersUK Guide

            A Site for Situated Practices: Mezzanine

            Exhibition: Substance & Recoding: The Narrative of Contemporary Objects in the Semantic Turn

            Discover Amsterdam’s beauty from the water

            An adventure on the canals of Amsterdam

            An adventure on the canals of Amsterdam

            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain's Latest Collection.

            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain’s Latest Collection.

            after builders cleaning

            After Builders Cleaning Services in UK with Cliffycox: Reviving Spaces, Redefining Cleanliness

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          Motorists ‘could claim billions’ after car finance commissions payback ruling

          by Anderson
          October 27, 2024
          in Motoring
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          Motorists ‘could claim billions’ after car finance commissions payback ruling

          Motorists have won a landmark legal decision against companies providing car finance deals after Appeal Court judges ruled in favour of three car buyers who claimed that hidden commissions on their deals added thousands of pounds to the cost.

          “The consumers were very poorly served by the brokers and the lenders alike,” the judges said.

          They said consumers have the right to know about the commission arrangements between the lender and car dealer to ensure fairness.

          Until a rule change in 2021, hidden commissions on car purchase deals meant customers could end up paying many thousands of pounds extra in interest for a loan to buy the vehicle.

          The four justices held that car dealers had a legal duty to act in consumers’ best interests instead of their own when arranging car ­finance deals.

          They said it was not sufficient for commission details to be hidden in a contract’s terms and conditions. The ruling could open the door for many more consumers to seek redress.

          Lawyers for the customers bringing the case – student nurse Amy Hopcraft, factory supervisor Marcus Johnson and postal worker Andrew Wrench – argued that dealers had a duty to provide impartial information or advice.

          They asked for the return of the hidden commission paid to the dealers as credit brokers.

          The court agreed that the car dealers were the sellers but also acted as credit brokers on behalf of the buyers. As such they had a duty to search for and offer a finance deal that was competitive and suitable for the customers’ needs.

          In 2021, the Financial Conduct Authority (FCA) watchdog banned agreements under which firms could receive commission linked to the interest rate paid by customers, saying the practice incentivised car dealers to increase a customer’s borrowing costs.

          Thousands of drivers complained they have been overcharged. Firms rejected many of the complaints arguing they had not acted unfairly nor caused their customers loss.

          The Financial Ombudsman Service considered some complaints rejected by firms and found in favour of complainants in two decisions. Claims were also brought by some consumers in County Courts, some of which were upheld,

          The FCA has been reviewing historical cases since January and has warned lenders to prepare for additional costs as part of a possible compensation scheme.

          It is carrying out its own inquiry into the motor finance sector and looks likely to make lenders pay back commissions.

          The watchdog has been flooded with complaints from consumers claiming that their loans were priced unfairly. Over one million claims have been submitted through Martin Lewis’s Money Saving Expert site.

          The FCA said it had paused the time firms have to provide a final response to customers about motor finance complaints involving a discretionary commission arrangement (DCA). “We did this to prevent disorderly, inconsistent and inefficient outcomes for consumers and knock-on effects on firms and the market while we review whether motor finance customers have been overcharged because of the past use of DCAs.”

          It said it had noted the Appeal Court judgment and is carefully considering its decision,

          Separately, legal firms are taking action on behalf of a number of drivers. Manchester-based Consumer Rights Solicitors, which acted in this case, believes the compensation bill could be as high as £42bn.

          Shares in Close Brothers, the company that provided the finance, fell sharply after the verdict. The company said: “The financial impact of the Hopcraft case in isolation is not material,” but warned “the judgment may set a precedent for similar claims, which may… result in significant liabilities for the group.”

          Close Brothers disagreed with the court ruling and will appeal to the Supreme Court. It said it was pausing new UK motor finance business while it reviews its processes.

          Kavon Hussain, of Consumer Rights Solicitors said: “These hidden commissions meant that the consumer could pay anything from a few hundred pounds to many thousands extra to a lender through interest payments, for the lender to then pay this to the dealer. It was, and still is, a broken system.”

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