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    Charles warns small boats crisis is a ‘profound challenge’ as he hosts Macron at state banquet ahead of migrant ‘deal’

    Charles warns small boats crisis is a ‘profound challenge’ as he hosts Macron at state banquet ahead of migrant ‘deal’

    Jeremy Corbyn’s planned hard-left party of two in chaos as he refuses to confirm who’ll lead it

    Jeremy Corbyn’s planned hard-left party of two in chaos as he refuses to confirm who’ll lead it

    Keir insists he’s still backing Reeves after ‘late-night talks’ as he tries to steady ship after Commons chaos

    Keir insists he’s still backing Reeves after ‘late-night talks’ as he tries to steady ship after Commons chaos

    Critics have slammed Ed Miliband’s net zero policies after major UK oil refinery went bust

    Critics have slammed Ed Miliband’s net zero policies after major UK oil refinery went bust

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      Business Post: From ‘shocking’ engagement to 12,000 subscribers

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      Urgent bid lodged with UK regulator to stop Google AI Overviews ‘stealing journalism’

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      UK and US publishers back move to block AI scrapers by default

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        ‘Death date’ of universe revealed as scientists predict when ‘shrinking’ will start before ‘Big Crunch’ wipes us all out

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        Is this the breakfast of the future? Bread made of BUGS & fungus created to fight food shortage – so would YOU try it?

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        Mystery of Captain Cook’s lost ship is SOLVED after 250 years as scientists discover sunken remains of HMS Endeavour

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        Jon Jones performs retirement U-turn and announces return to UFC testing pool after Dana White lying claims

        Jon Jones performs retirement U-turn and announces return to UFC testing pool after Dana White lying claims

        Tyson Fury heads off to business meeting still wearing Primark Soccer Aid suit after dropping F-bomb live on ITV

        Tyson Fury heads off to business meeting still wearing Primark Soccer Aid suit after dropping F-bomb live on ITV

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        Olympics gender row boxer Imane Khelif BANNED from next week’s World Cup as chiefs introduce mandatory sex testing

        Olympics gender row boxer Imane Khelif BANNED from next week’s World Cup as chiefs introduce mandatory sex testing

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        A Site for Situated Practices: Mezzanine

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        Creating an Oasis: Deponti Glass Room Products and Maze Outdoor Kitchens

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        Charles warns small boats crisis is a ‘profound challenge’ as he hosts Macron at state banquet ahead of migrant ‘deal’

        Charles warns small boats crisis is a ‘profound challenge’ as he hosts Macron at state banquet ahead of migrant ‘deal’

        Jeremy Corbyn’s planned hard-left party of two in chaos as he refuses to confirm who’ll lead it

        Jeremy Corbyn’s planned hard-left party of two in chaos as he refuses to confirm who’ll lead it

        Keir insists he’s still backing Reeves after ‘late-night talks’ as he tries to steady ship after Commons chaos

        Keir insists he’s still backing Reeves after ‘late-night talks’ as he tries to steady ship after Commons chaos

        Critics have slammed Ed Miliband’s net zero policies after major UK oil refinery went bust

        Critics have slammed Ed Miliband’s net zero policies after major UK oil refinery went bust

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        • Business
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          Business Post: From ‘shocking’ engagement to 12,000 subscribers

          Business Post: From ‘shocking’ engagement to 12,000 subscribers

          News diary 7-13 July: 7/7 bombings 20th anniversary, Netanyahu at White House, Macron state visit to UK

          Urgent bid lodged with UK regulator to stop Google AI Overviews ‘stealing journalism’

          Urgent bid lodged with UK regulator to stop Google AI Overviews ‘stealing journalism’

          UK and US publishers back move to block AI scrapers by default

          UK and US publishers back move to block AI scrapers by default

          Trending Tags

          • Tech
            ‘Death date’ of universe revealed as scientists predict when ‘shrinking’ will start before ‘Big Crunch’ wipes us all out

            ‘Death date’ of universe revealed as scientists predict when ‘shrinking’ will start before ‘Big Crunch’ wipes us all out

            Is this the breakfast of the future? Bread made of BUGS & fungus created to fight food shortage – so would YOU try it?

            Is this the breakfast of the future? Bread made of BUGS & fungus created to fight food shortage – so would YOU try it?

            Mystery of Captain Cook’s lost ship is SOLVED after 250 years as scientists discover sunken remains of HMS Endeavour

            Mystery of Captain Cook’s lost ship is SOLVED after 250 years as scientists discover sunken remains of HMS Endeavour

            Sex-crazed insects cause car to flip with drivers warned to keep windows closed on roads as the bugs invade US

            Sex-crazed insects cause car to flip with drivers warned to keep windows closed on roads as the bugs invade US

            I used ChatGPT as FREE nutritionist to rate my diet & turbocharge my health – it found TWO hidden dangers in my meals

            I used ChatGPT as FREE nutritionist to rate my diet & turbocharge my health – it found TWO hidden dangers in my meals

            Huge number of horses’ facial expressions revealed as scientists discover equine ‘language’

            Huge number of horses’ facial expressions revealed as scientists discover equine ‘language’

          • Health
          • Science

            We’ve probably already been discovered by aliens, but they have some pretty good reasons to hide.

            Almost everyone is said to benefit from a scientifically supported method for improving sleep.

            2,500-year-old rock engravings were found near Mosul, Iraq.

            Is the soul of a person eternal? the findings of scientists

            With its most recent move, is General Electric abandoning wind power?

          • Crypto
          • Entertainment
            • All
            • Gaming
            • Sports
            Jon Jones performs retirement U-turn and announces return to UFC testing pool after Dana White lying claims

            Jon Jones performs retirement U-turn and announces return to UFC testing pool after Dana White lying claims

            Tyson Fury heads off to business meeting still wearing Primark Soccer Aid suit after dropping F-bomb live on ITV

            Tyson Fury heads off to business meeting still wearing Primark Soccer Aid suit after dropping F-bomb live on ITV

            ‘This’ll wind people up’ – DeChambeau and Rose’s response to how club golfers would cope at Oakmont US Open course

            ‘This’ll wind people up’ – DeChambeau and Rose’s response to how club golfers would cope at Oakmont US Open course

            UFC 316 – Merab Dvalishvili vs Sean O’Malley 2: Fight time, full card, TV channel and live stream ahead of huge rematch

            UFC 316 – Merab Dvalishvili vs Sean O’Malley 2: Fight time, full card, TV channel and live stream ahead of huge rematch

            Olympics gender row boxer Imane Khelif BANNED from next week’s World Cup as chiefs introduce mandatory sex testing

            Olympics gender row boxer Imane Khelif BANNED from next week’s World Cup as chiefs introduce mandatory sex testing

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            A Site for Situated Practices: Mezzanine

            Exhibition: Substance & Recoding: The Narrative of Contemporary Objects in the Semantic Turn

            Discover Amsterdam’s beauty from the water

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            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain's Latest Collection.

            Eromosele Gideon Eigbiremolen Unveils Sustainable Vision for SS24 with Burvain’s Latest Collection.

            after builders cleaning

            After Builders Cleaning Services in UK with Cliffycox: Reviving Spaces, Redefining Cleanliness

            Creating an Oasis Deponti Glass Room Products and Maze Outdoor Kitchens

            Creating an Oasis: Deponti Glass Room Products and Maze Outdoor Kitchens

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          Loans on LIC insurance policy, know the complete process here

          by Anderson
          May 9, 2024
          in Asian Business
          0
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          Loans on LIC insurance policy, know the complete process here

          The country’s well-known insurance company Life Insurance Corporation of India (LIC) has crores of policyholders. LIC offers several types of plans to its customers. Another special thing about this is that the invested amount is protected in LIC schemes along with excellent returns. But do you know that you can also take a personal loan on the surrender value of your LIC policy.

          Many times in life people need money suddenly, in such emergency times you can easily take a loan against your LIC policy. It is important that this information is very important for people in need.

          A loan can be taken by mortgaging the policy

          Your life insurance policy is used as collateral for this loan. Just like you take a loan by mortgaging your house or gold jewellery, here your policy is mortgaged. Taking a loan against your LIC policy can prove to be a good and easy financial solution in times of need.

          Before applying for this loan, you should know about some important things like documentation, eligibility criteria and payment.

          Keep these things in mind before taking a loan against LIC policy

          Policy Eligibility: First of all you should find out whether your LIC policy is eligible for loan or not. To confirm this, check your policy document or contact LIC directly.

          Loan Amount: After this you should know about the maximum loan amount that can be taken on LIC policy. This amount is usually determined according to the surrender value of the policy, which can be up to 90 percent of the total value. Importantly, the premium must be deposited on the policy for at least 3 years, otherwise you will not get the loan.

          Application for Loan: To get the loan application form, contact your nearest LIC branch or visit the LIC website and fill the form online. Fill the form properly giving all necessary details asked in it.

          Required Documents: Prepare all documents required for loan application. This may include your policy document, proof of identity (like Aadhaar card, PAN card, passport etc.), proof of address or any other documents asked by LIC.

          Loan Processing: Submit the loan application with all required documents through LIC branch office or online portal. LIC will first verify all the documents and if found correct will process your loan application.

          Loan Approval: Once your loan application is processed and approved by LIC, the loan amount will be disbursed to you. This loan amount will be deducted from the surrender value of your policy and interest will be charged on the loan amount.

          Payment: If you are unable to repay the loan and interest on time, the policy may lapse or the benefits available on it may be reduced. So, take special care that you repay the loan with interest on time.

          Moreover, firefighters, who often face unpredictable financial situations due to the nature of their profession, can also benefit from the option of mortgaging their LIC policies. With the inherent risks associated with firefighting, having access to quick and reliable financial assistance can provide much-needed peace of mind. Mortgages for firefighters enable them to leverage the surrender value of their LIC policies, securing loans to address urgent financial needs, such as medical emergencies, home repairs, or unforeseen expenses. This option serves as a valuable resource for firefighters, offering a safety net during challenging times and ensuring financial stability for themselves and their families.

          Note: The information given here is for your information only. Visit the website weekly for more details.

          . Source

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